An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it
anyway. We can cover your overdrafts in two different ways:
We do authorize and pay overdrafts for the following types of transactions:
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any
type of transaction.
If we do not authorize and pay an overdraft, your transaction will be declined.
Under our standard overdraft practices:
If you also would like to learn more about our Overdraft Protection program (606) 436-2161
login to online banking accounts
Main Office 606-436-2161
Lost Stolen Visa Card 1-800-528-2273
Telephone Banking 606-487-7150
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